Thursday, January 3, 2013

Chase Freedom Rewards Poor Values

The Chase Freedom card is my oldest credit card because it has no annual fee and provides consistent value.  The 5% bonus categories are usually great deals and Chase will send me a check (or statement credit or direct checking account deposit) with my rewards.  The program also lets you destroy value with gift card rewards.  3,000 points earns a $30 check or a $25 gift card.  Even if gift cards were 2,500 points, you still lose out because you aren't earning points on that purchase.
Cash Back Via Check or Direct Deposit
Gift Card Values

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