Saturday, August 17, 2013

$400 Cash Back From Chase

Note: I am not compensated for this post or for Chase referrals.

I signed up for the Chase Sapphire card and the 40,000 point bonus for spending $3,000 in three months (I have a business trip coming up, so that will help).  That's enough points for $400 in rewards or 40,000 United, Southwest, Hyatt, or Marriott points.  I like flexible cards, the SPG Amex is another example, and I could use a new sign up bonus.  I sign up for 4-6 cards a year depending on the offers to maximize my earning potential.  Some card have good bonuses, but are poor regular earners, so they don't all become long term daily cards.  Interestingly I haven't seen a negative impact to my credit score for having a number of short credit card histories.  The points game is only if you don't carry a balance, it won't pay back if you owe finance charges.
Cash Back or United Miles

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